TAILORED FINANCIAL STRATEGIES FOR HIGH-EARNING PROFESSIONALS
welcome, professionals
Your career as a professional demands not just your time and expertise but also a strategic approach to your finances
You continue to grow in your chosen field and you understand that specialised financial advice and guidance from someone who ‘gets you’ will help you gain peace of mind and allow you to focus on what you do best.
You recognise that the assets you have accumulated, and those still to come, along with your family’s needs, must be protected and this requires implementing plans and advice that are right for your particular circumstances.
Your premium spend on Insurance policies for yourself, your spouse, your SMSF and for your Business (Key Person, Income Protection, etc) is often over $10,000pa and you want to make sure it's needed and gives you value-for-money.
Time is money and you know how to make decisions. You appreciate someone bringing you the right information, providing guidance, and efficiently implementing after you’ve made your decision and want them to do-it-for-you.
You want someone who knows you when you call or email and want information or action. Even better, is when your team talks with our team and gets it done for you.
You’re seeking a Personal Insurance expertise that helps make the complex simple, delivered with empathy, support and good cheer and a genuine commitment to being there for you, or your loved ones, at the time of a Claim.
We are known for helping Professionals, who pay more than $10,000 a year in Insurance premiums, to get value-for-money in Reviewing their existing Insurance programme.
Are you someone who:
Works as a Veterinarian, Medical Doctor, Dentist, Accountant or High Earning Executive
Is paying over $10,000 a year for you, your spouse, your SMSF Insurance premiums
Keeps paying Insurance but hasn't reviewed for more than 3-5 years
Has a family who depend on you
Have debts and financial commitments which depend on you
Are paying Premiums to have peace-of-mind, but you aren’t sure you’ve got it
we appreciate the nuances of high-earning professionals
Our expertise is in aligning your financial plans with your professional accomplishments, ensuring a cohesive strategy for your wealth and legacy
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PERSONAL INSURANCE
Protecting your most valuable asset, you.
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WEALTH MANAGEMENT
Strategies for substantial wealth growth, tailored to your profession.
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BUSINESS INSURANCE
Securing your future and protecting your wealth.
Let your financial plan be as exceptional as your professional journey
Reach out to us and let’s chart a course to your financial peak.
case study
Enhancing Financial Security for a Medical Professional
The Challenge: Balancing Wealth and Well-being
Mark, a well-known Anaesthetist in Brisbane, is mid 50’s and enjoying his prime earning years. He has clinic staff, and his wife Sue, “does the books” from home, and juggles 3 teenage children. Mark relies on Sue to be the main contact point for keeping on top of everything coming into the business, and household, but financial matters aren’t her strong-suit.
They’ve bought ‘the big family home’ at Indooroopilly and have a big mortgage to show for it. Given time, the repayments will be taken care, as Mark earns well and is in good health and really enjoys the work he does and the team he works with. They’ve been max’ing out their Super for years and have been paying for Insurance out of their SMSF, but insurance premiums are now higher and eating into the contributions being added (based on the Govt contribution ‘caps’).
Our Strategy: Comprehensive Review and Re-alignment to Goals
Restructure Policies to maintain a baseline Life Insurance Cover in Super, but pay more personally, and have this second Policy ‘linked’ with Trauma Insurance, which helps to reduce Stamp Duty and have Insurance money be more accessible at the time of a claim.
Upgrade TPD cover to reflect Mark being able to claim if he is unable to do is OWN occupation, rather ‘any’ occupation.
Upgrade Sue’s insurance cover levels, because if something happens to her at this time in their lives, Mark’s business and family impact is significant, both financially and emotionally.
The Outcome: Enhancing Financial Efficiency and Security
Thanks to our guidance, Mark and Sue are now retaining much more in their Super Funds which is growing for retirement.
Their insurance policies are more claim-friendly and they’re comforted that we’ll be right here to assist if a claim is needed.
Client Reflection
Sue talks regularly with our Client Support team to ask what she needs and knows that “there’s no such thing a dumb question” (although there seems to be a lot of conversations about holiday destinations, teenagers being teenagers and shoe-shopping!)
